{"id":2546,"date":"2022-11-16T11:56:22","date_gmt":"2022-11-16T10:56:22","guid":{"rendered":"https:\/\/www.chooseyourhome.net\/site\/?p=2546"},"modified":"2022-11-16T12:00:18","modified_gmt":"2022-11-16T11:00:18","slug":"agent-advice","status":"publish","type":"post","link":"https:\/\/www.chooseyourhome.net\/site\/agent-advice\/","title":{"rendered":"Agent advice"},"content":{"rendered":"<p><strong>When should you apply for a mortgage and when a loan?<\/strong><br \/>\nIn general, it depends on our starting financial availability. A loan can be useful if we already have part of the sum for our spending and we just have to integrate it, with the certainty of repaying the sum in a short time. A mortgage, on the other hand, is more useful for longer-term projects and when we have little liquidity to advance.<\/p>\n<p>Regardless of one&#8217;s assets, then, one can decide to\u00a0buy a house with a mortgage\u00a0if one wants to conserve liquidity for other investments, deciding instead to take out a mortgage loan at rates that, for now, are still convenient, even if on the rise.<\/p>\n<p>However, determining whether it is better to buy a house with a mortgage or with a loan is also the ability able to provide the required guarantees, which has to do with one&#8217;s starting income and the job one has.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When should you apply for a mortgage and when a loan? In general, it depends on our starting financial availability. A loan can be useful if we already have part of the sum for our spending and we just have to integrate it, with the certainty of repaying the sum in a short time. A [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2546","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/posts\/2546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/comments?post=2546"}],"version-history":[{"count":1,"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/posts\/2546\/revisions"}],"predecessor-version":[{"id":2547,"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/posts\/2546\/revisions\/2547"}],"wp:attachment":[{"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/media?parent=2546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/categories?post=2546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chooseyourhome.net\/site\/wp-json\/wp\/v2\/tags?post=2546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}